Top tips for lowering your household bills

Household bills can be a bit of a bind at times. We often find ourselves paying out a lot of our wages each and every month. Sometimes it can be hard to make ends meet, simply because we find that our bills are too high. The good news is that we can all work to lower our household bills, we just have to know how to go about it.

Here are some tops tips that can realistically help you to lower your household bills:

Work out what you definitely need to pay

Whether it’s the rent, or the mortgage, you have to pay it. If you are struggling to pay your rent or mortage, then you may need to move house. If you wanna move it, the contents of your home, that is, then you should ideally look for somewhere that’s a little more affordable.

Reduce your energy bills

Energy bills really do make up a large portion of everybody’s monthly payments. The good new is that they can be reduced, but you will have to change your behaviors. Do you always have the heating on? If you do, you could think about not putting it on, and wearing another layer instead. You may also want to think about using a timer, or working out how to use your thermostat. This will mean that the heating will only come on at specific times of the day, and/or when the temperature drops below a certain level.

Do you really need all those TV channels?

I know that it’s nice to have access to a lot of different TV channels, but do you really need them all? Why not think about cancelling one of your subscriptions, or at least making it cost a bit less. You could potentially save quite a bit of cash this way, so why not think about doing it?

Shop around

Grocery shopping can tend to get quite expensive, but there are a few ways that you can help to reduce the cost. Start to shop around, don’t stick with the same supermarket the whole time. Shopping around could save you a good few dollars each month.

Write a list and stick to it

I love my mother in law, but one thing about her that grates me is the fact that when she goes grocery shopping, she doesn’t write a list. This means that she has no idea what it is that she needs, and what she has in stock. This inevitably means that she gets home, fills her cupboards even more, and has a lot of expired foods. She can make a lot of difference to her grocery bill by taking a list with her each and every time.

You too can do this, and you will soon see that if you stick to the list, you’ll buy less. Please make sure that before you write the list in question, that you look through your kitchen cupboards, as well as your refrigerator etc. and see what you have in stock.

As you can see, there are some easy ways for you to lower your household bills, so why not give them a try, and start to make those savings?

Make sure your business is a safe one

If you employ people, or you have people come onto your business premises, you need to make sure it’s a safe one. The health and safety of your employees and your customers should be a priority.

My friend owns a spray painting business, but he also fixes cars too. Because of the work that he does, he needs a lot of safety equipment, not just for himself, but for anyone visiting the workshop too.

Respirators ensure that he can breathe safely, without inhaling any paint fumes, and the work is carried out in a specific area of the building.

When he fixes cars, he ensures he has all of the safety equipment that he needs. Occasionally a car may need to have a few parts welded together, in this instance there is a need for personal safety wear and a fume extractor. There’s a welding fume extractor for sale here if you’re interested. Having the right safety gear, not just for himself but for others is so important as it can make a difference to the business.

afety comes in all shapes and sizes

Safety comes in all shapes and sizes and failing to keep your business as safe as it should be, could spell trouble for your business. Let me give you an example of one of my local restaurants that had a spot of trouble in early 2015. The restaurant in question was inspected by the local authority, and it was found to have no running hot water in its kitchen, and the refrigeration units were not up to scratch. What’s more is the kitchen wasn’t very clean and as you can imagine, the people from the local authority were not very happy about this at all.

It was decided that the restaurant had to cease trading there and then, until all of the issues had been dealt with. What’s more is once the issues had been dealt with, the restaurant owner/manager then had to prove that their standards were up to speed.

Keep it safe

As you can see not keeping your business safe can be devastating. It doesn’t matter what kind of business that you run, you need to keep it safe for yourself, and for anyone who enters your premises.

Don’t just assume that everything will be alright, take the necessary steps to ensure that every job is carried out just as it should be, and with all the right safety gear. Make sure that there’s minimal risk of injury, contamination or illness, and that you stay on the right side of the law.

Top tips for bringing a puppy home

Bringing a puppy home can be an exciting and rewarding experience. Puppies can look incredibly cute, but they can also be a lot of hard work too. Knowing how to prepare your home and yourselves for the arrive of a new puppy can make life so much easier for all involved.

Here are a few tips that should help to make the process so much easier:

1 Have plenty of puppy food in stock

Puppies eat a lot, so you need to make sure that you have enough food in stock, and that you can get hold of more when you need to. Each puppy will need a different quantity of food depending on its breed, activity levels and gender.

2 Sign up with a veterinarian

You need to make sure that your puppy is well looked after, and you watch out for any issues that may arise. Ideally, you should have seen the puppy with its mother, before you even bought it, or you at least learnt about its history from places like the Little Puppies Online store.

3 Give the puppy it’s own place to sleep

A puppy needs to know where it belongs, especially when it comes to sleeping at night. Your new puppy will need to feel safe, and should therefore be given its own small cage to sleep in. I know that this may seem a little cruel, but it will help the puppy to feel safe, and that it has its own place to sleep. Add blankets and toys to the cage, and don’t forget to make sure there’s always lots of water for it too. You don’t have to shut or lock the cage, just ensure that your puppy can come and go as and when it pleases.

4 Be prepared for some little accidents

Puppies are not house-broken, which means you will have to train them. Little accidents will occur, and this is just something you’ll have to accept and put up with. Give your puppy some praise when it goes to the bathroom in the right place.

5 Decide when and where you’re going to walk your new friend

Every dog needs to be exercised at least once a day. If you don’t think you’re going to manage to exercise your dog, set up a routine with other family members, or hire someone to walk the dog for you. Dogs that don’t get enough exercise will become frustrated and aggressive, and this is something you need to avoid.

As you can see, there is a lot for you to think about, so make sure you read the above tips and you really do your research before welcoming a new puppy into your home.

Tips for those taking up horse riding

Horse riding can be very exciting, just sitting on a horse and riding slowly can be a whole new experience that can open up a lot of exciting possibilities. If you’re thinking of taking up horse riding, you’re probably keen to get started, but before you do, I would like you to take a look at thetips I have listed below.

Look for a good riding school

Don’t just go for any old riding school that you come across, look for an accredited one that has a good reputation. Accredited schools have met specific standards, and are likely to be a lot safer thanthose that are just run out of the back of someone’s house in a bid to make some spare cash. Do your research, ask around and see what’s available.

Don’t worry about equipment just yet

You may be keen to go out there and buy the best helmet, saddle etc. but the riding school will have its own equine equipment that you can make use of. Once you’ve found a riding school to go with, check to see if it mentions anything about equipment, and whether they cater for people of all ages and sizes.

If you’re nervous, tell the instructor

Everyone is going to be a little bit nervous about getting up on a horse for the first time. If you dofind that you’re really nervous, let the instructor know. Some horses are very calm and are ideal to use with riders who are nervous, whereas others may not be. Don’t be afraid to tell your instructor how you’re feeling, as they may be able to pair you with a good horse.

Keep practising

The best thing you can do is to keep practising, especially if you want to get really good at horse riding. Go at least once a month, and listen to what your instructor tells you. If you can go more often, then do as you’ll get better a lot quicker. I found that going every other weekend was sufficient for me, and I was able to pick up on the advice my instructor gave me.

Have fun

This is the best thing that you can do when it comes to horse riding, if you have fun, you’ll learn more and feel better about it. Don’t expect to be the best horse rider in no time at all, but do expect to relax and enjoy it.

Think about the above tips when you’re planning on going horse riding, and you’re sure to get a lot out of it

Keeping your costs low when money is tight


IMG_1275No matter how hard we try to be sensible with our cash, we can occasionally find that we’re short of money. So how can we keep our costs as low as possible, without compromising the health of our animals, and without breaking the law?

If you have a small holding, you’ll know that it can be quite expensive to run. Animal feed, vet bills, electric fencing and other costs can soon mount up. Plus, if you sell food and other products from your small holding, you’ll have business expenses too. Costs for business related products can mount up, business waste collection, advertising and other vital tools that help you to run your business can become more expensive than you ever thought. The good news is that you can keep your costs low when money is tight, you just need to know how to go about it.

Here are some hints and tips that can help you to keep your costs low:

  1. Work out how much you are currently spending, so you can understand exactly where all of your money goes. Be very specific about this, and work out every single cost that affects your small holding.
  2. Once you know where your money is going, you can then start to make changes. Cut out those unnecessary expenses that you can easily do without.
  3. Take a look at how much you’re paying for every item: Chicken feed, medicine, fencing etc. work out how much money you can save if you buy a slightly cheaper brand of feed for example.
  4. If one of your animals is too expensive to keep, it may be worth your while selling them. Alternatively if it’s applicable, you may want to consider slaughtering the animal and selling the meat (Please adhere to all laws and regulations when undertaking this).
  5. A great way to save cash is to literally start saving money. Put a certain amount of cash to one side each month, and don’t spend it unless you really have to.

We can all think of ways to reduce costs, from those clothes we like to buy, to those more expensive brands of food. But knowing where to reduce costs and how to reduce them in the first place, means that you can still keep your small holding running well, but it doesn’t have to cost you the earth.